The reemergence of populism in recent years has had a significant impact on various sectors, including tourism. This article examines the connection between the rise of populist political movements and the image of tourism destinations. Using the IMRAD format, the study explores how populism influences the perception of these destinations and the challenges that arise for tourism industries. The findings indicate that populism, through its focus on nationalism, anti-globalism, and local identity, has reshaped the marketing, appeal, and sustainability of tourism destinations.

This study proposes and empirically evaluates a hybrid banking security framework that integrates traditional machine learning models with a large language model (LLM) for enhanced risk assessment and decision support. Using two open-source datasets from the UCI Machine Learning Repository—the Default of Credit Card Clients and Bank Marketing datasets—we construct engineered behavioral and temporal features, including payment–to–bill ratios, bill trend slopes, and volatility measures, to capture client financial and interaction patterns. Gradient Boosted Trees, Random Forest, and a feedforward Neural Network are trained on these structured features and evaluated using accuracy, precision, recall, F1-score, and area under the ROC curve (AUC-ROC). The Gradient Boosted Trees model achieves the best performance, with an accuracy of 0.87, F1-score of 0.79, and AUC-ROC of 0.91, outperforming both Random Forest and Neural Network baselines. To incorporate interpretability and contextual reasoning, we transform structured records into narrative client profiles and use a pre-trained LLM to generate risk classifications, textual explanations, and security recommendations. Alignment analysis shows that LLM-generated risk labels agree with ground-truth outcomes in approximately 81% of cases, indicating that the LLM can serve as a credible auxiliary assessor. The combined system provides both high-quality quantitative risk scores and human-readable narratives, thereby improving transparency, supporting regulatory and compliance needs, and enabling more targeted security interventions. Overall, the results demonstrate that LLM-augmented machine learning can substantially strengthen banking security systems by uniting strong predictive performance with operationally useful interpretability.

Business organizations across industries are experiencing unprecedented pressure to adapt to volatile markets, technological disruption, and heightened stakeholder expectations. In response, business process management and quality management philosophies have increasingly converged with digital transformation initiatives, reshaping how organizations design, control, and continuously improve their operations. Despite the extensive body of literature on business processes, quality management, and digital transformation, scholarly understanding remains fragmented, often treating these domains as parallel rather than deeply interdependent phenomena. This research article develops a comprehensive, theory-driven examination of the integration of business process management, classical and total quality management principles, and digital transformation strategies. Drawing strictly on foundational and contemporary academic literature, the study critically explores how process definitions evolve in digitally enabled environments, how quality philosophies remain relevant under conditions of rapid technological change, and how information systems catalyze business model innovation and organizational adaptability. Using a qualitative integrative research methodology grounded in systematic literature synthesis and interpretive analysis, the article develops a conceptual narrative that links process orientation, continuous improvement, participatory transformation, and digital innovation into a unified framework. The findings demonstrate that digital transformation does not replace traditional quality and process management paradigms but rather amplifies their strategic significance by extending process visibility, control, and learning capabilities. The discussion elaborates on theoretical implications, methodological limitations, and future research directions, particularly emphasizing small and medium-sized enterprises and consulting-driven transformation models. The article contributes to academic discourse by offering a holistic perspective that bridges historically distinct research streams and provides a foundation for future empirical validation and practical implementation.